Este link dirige a la Universidad Europea de Madrid, la cuál dispone, en su website de una amplia oferta de software gratuito.
Los diferentes recursos son: Navegadores y editores web, ftp, Open office, CREADOR DE ARCHIVOS PDF (ACROBAT GRATUITO), grabación y reproducción de audio, imagen (creación de imagen estereoscópica, anaglifos, graficos 3D...), Herramientas (Impresión de tosdos los archivos contenidos en carpetas masivamente, restauración, copia de seguridad, grabador de CD's, compr more...

The Regulation and Supervision Resource Center Website brings together a wealth of information in one convenient, user-friendly Website. Whether you need to find the laws governing microfinance in Brazil or Zimbabwe, learn about legal reform in Bosnia, or check licensing requirements in Morocco, it's all here in one convenient place. The site shall contribute to a broader understanding of regulation and supervision in microfinance and helps you in a practical way with your country-level work. Th more...

Six finalists have been chosen from a field of 135 nominations for the Development Gateway Award 2005. The $100,000 award, to be announced in September, will recognize one of the finalists for outstanding achievement in using information technology to improve people’s lives in developing countries.

Working in all world regions, the nominees demonstrate the impact that technologies such as the Internet, satellite communications, smart cards, and others can have on development in various fie more...

Article from Wired.com about Zopa (http://www.zopa.com), a British borrowing/lending site which benefits lenders by reducing risk and benefits buyers by allowing for lower interest rates. While this is not targeted at the developing world, it's an interesting business model with potential for expansion into other markets.

This brief note explains how Standard Bank in South Africa offer a combination of a fully electronic bank account and personal assistance to build customers’ confidence in the security of electronic banking. Customers can open an account with a deposit equivalent to US$8 and benefit from a wide range of electronic banking services. All transactions are completed through automated teller machines (ATMs), thus keeping paperwork and transaction costs to a minimum. Author: Lincoln Mali, Standard B more...

This Brief Note is intended for banks, financial institutions, donors, regulators and consultants interested in developing or extending electronic banking solutions into mass markets in developing countries.The author discusses the potential of using electronic banking to provide low cost banking to un-banked individuals worldwide. Author: David Cracknell . Date: 2004. Format: PDF

Microfinance loans tend to have quite high interest rates in order to recover the high costs of loan administration. Information and communications technologies (ICT) can allow MFIs to lower the cost of loan administration, and thus, offer more affordable and flexible loan products to clients. In addition, ICT can also help MFIs to expand their service coverage by providing logistical, strategic and analytical support. Several technologies are highlighted in this paper: management information sy more...

This paper explores the future issues of microfinance and strategies how to develop a sustainable microfinance sector, which will be more complex and dynamic. Indeed, to predict the future is not easy, however, in the perspective of practitioner, there are some interesting issues, which may be dominant in shaping the landscape of microfinance industry. Before discussing those issues, the author reviews the past and the current stage of microfinance in order to offer a better understanding of the more...

This note studies the case of using Automated Teller Machines (ATMs) in microfinance institutions (MFIs). It informs about the various types of ATM transactions - furnishing account information, accepting deposits, drawing down on pre-approved loans and transferring funds. Finally, the paper lists points that should be considered before implementation: Identifying a provider familiar and committed to the MFI's market and possessing sufficient level of expertise to implement home-grown systems; L more...

PRODEM Private Financial Fund (PRODEM FFP) is one of the first and most successful non-profit microfinance organizations in Bolivia. PRODEM FFP has a history of continuous innovation, and has gained the trust of the communities in which it operates by providing high-quality customer service. However, many of its target customers are illiterate,and have no familiarity with Personal Identification Numbers (PINs) or other aspects of modern financial services. Moreover, the rural communities in whic more...